Lender reviews, written by people who place deals.

OnDeck is one of the oldest online direct lenders. They fund off balance sheet and underwrite quickly against business cash flow.

Bluevine is a fintech direct lender focused on revolving lines and business banking. Good fit for $50–150K revolvers.

Kabbage was acquired by American Express and rebranded as Amex Business Blueprint. Primarily serves Amex SMB customers.

Fundbox underwrites primarily on cash-flow signals from connected accounting/bank data. Approval is fast and friction-light.

Rapid Finance (formerly RapidAdvance) is a large direct funder with both MCA and small-business loan products.

Credibly is a direct funder offering MCA, working capital, and business expansion loans with quick decisioning.

National Funding is a long-tenured direct funder offering working capital and equipment financing across the U.S.

Forwardline focuses on revenue-based financing for card-based merchants, with holdback structures tied to daily receipts.

Balboa Capital is one of the largest independent equipment lessors in the U.S. with strong vendor relationships.

Crest Capital specializes in equipment financing and vehicle financing for established SMBs and middle-market operators.

Currency Finance is a digital-first equipment lender with strong integration into online equipment marketplaces.

altLINE is the factoring division of Southern Bank, offering bank-backed AR financing for B2B operators.

FundThrough specializes in invoice-by-invoice factoring with no long-term contract — useful when you only need to factor occasionally.

Triumph is one of the largest transportation factoring companies in the U.S., with deep trucking specialization.

RTS Financial focuses exclusively on transportation factoring with credit checks on freight brokers built in.

Live Oak is the #1 SBA 7(a) lender in the U.S. by volume, with deep specialization in healthcare, veterinary, and professional-services acquisitions.

Huntington is consistently a top-5 SBA 7(a) lender by unit count, with strong small-ticket origination.

Ready Capital is a non-bank SBA and bridge lender that funds both small SBA loans and CRE bridge facilities.

Newtek is a top SBA 7(a) lender that bundles SBA financing with merchant services, payroll, and insurance.

Kennedy Funding is a direct private-money CRE bridge lender that funds story deals and time-sensitive acquisitions.