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Invoice / Factoring

FundThrough review.

FundThrough specializes in invoice-by-invoice factoring with no long-term contract — useful when you only need to factor occasionally.

Loan range
$15K – $10M per invoice
Speed
24–48 hours per advance
APR / Fee
Fee 2.75% – 8.25% per invoice
HQ
Toronto, ON · est. 2014
Best for

Single-invoice or selective factoring without full-ledger commitment.

Watch out for

Per-invoice fees can exceed traditional factoring on slow-paying customers.

Pros
  • +No long-term contract
  • +Per-invoice flexibility
  • +Fast funding
Cons
  • –Higher per-invoice cost
  • –Customer notification typical
  • –Limited to B2B invoices
Alternatives to FundThrough
altLINE (Southern Bank)
$30K – $4M per advance
Triumph Business Capital
$25K – $20M
Bluevine
$6K – $250K
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