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Invoice / Factoring

Triumph Business Capital review.

Triumph is one of the largest transportation factoring companies in the U.S., with deep trucking specialization.

Loan range
$25K – $20M
Speed
Same-day on established lines
APR / Fee
Factoring fee 1.5% – 3.5% per invoice
HQ
Coppell, TX · est. 2004
Best for

Trucking and freight factoring at scale.

Watch out for

Fuel card and back-office bundles can lock you into the ecosystem.

Pros
  • +Trucking-specific expertise
  • +Fuel card programs
  • +Same-day on broker confirmations
Cons
  • –Mainly transportation-focused
  • –Ecosystem lock-in
  • –Reserve held back
Alternatives to Triumph Business Capital
altLINE (Southern Bank)
$30K – $4M per advance
FundThrough
$15K – $10M per invoice
RTS Financial
Up to $5M
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