§ Legal · Disclosures

Disclosures & Licensing

Last updated June 10, 2026

Broker Status

Summit Private Credit operates as a commercial finance broker. We arrange business-purpose financing through third-party institutional lenders. We are not a bank, depository institution, registered investment adviser, FINRA-registered broker-dealer, or licensed mortgage lender.

State Commercial Financing Disclosure Compliance

For transactions subject to state commercial-financing disclosure laws (including CA SB 1235, NY S5470, UT SB 183, VA HB 1027, GA SB 90, and similar enacted regimes), a written disclosure conforming to that state's requirements will be delivered with each non-binding offer prior to your acceptance.

Compensation & Conflicts

Summit Private Credit is typically compensated by the funding lender through commission, origination split, or referral fee at closing. The amount of our compensation may vary by lender and may create an incentive to recommend certain lenders. We mitigate this by maintaining a network of lenders across all 9 funding strategies and disclosing our compensation source on request.

Capital Markets / Syndication

Where Summit Private Credit syndicates a participation in a funded transaction, participation is offered only to qualified institutional buyers, accredited investors, or other counterparties meeting applicable exemptions. No participation is offered or sold to retail investors. Participation interests are not registered securities.

No Investment, Tax, or Legal Advice

Nothing on this site or in our communications constitutes investment, tax, accounting, or legal advice. Consult your own professionals before acting on any information.

Anti-Money-Laundering & OFAC

All applicants are screened against OFAC Specially Designated Nationals lists and applicable AML watchlists. Files matching active sanctions designations will not be processed.

Equal Credit Opportunity

Lender credit decisions are made by the lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or because income is derived from public assistance.

Contact

Compliance questions: compliance@summitprivatecredit.com