Direct Lending
Senior secured and cash-flow based financing for established middle-market operators.
- Term
- 3 – 7 yr
- Pricing
- SOFR + 600 – 950
- Funded
- 3 – 5 wk
Up to $500,000,000
Commercial Finance Broker
SPC · Series A · 001
Recent Closings
$48,000,000·Bridge Financing·Multifamily·FLQ1 '26◆$32,500,000·Senior Secured Credit Facility·Specialty Finance·NYQ1 '26◆$22,000,000·Asset-Based Lending·Distribution·ILQ1 '26◆$18,750,000·Construction Bridge·Industrial·TXQ4 '25◆$15,200,000·Recapitalization·Healthcare·PAQ4 '25◆$12,500,000·Senior Secured Term Loan·Manufacturing·TXQ4 '25◆$10,800,000·CRE Acquisition·Office·GAQ4 '25◆$8,400,000·Equipment Refinance·Logistics·OHQ4 '25◆$7,250,000·Growth Capital·Business Services·COQ3 '25◆$6,500,000·Inventory Facility·Consumer·CAQ3 '25◆$5,900,000·CRE Refinance·Retail·AZQ3 '25◆$5,200,000·Acquisition Financing·Industrials·MIQ3 '25◆$4,750,000·Term Loan·Healthcare·NCQ3 '25◆$4,200,000·Equipment Financing·Construction·NVQ3 '25◆$48,000,000·Bridge Financing·Multifamily·FLQ1 '26◆$32,500,000·Senior Secured Credit Facility·Specialty Finance·NYQ1 '26◆$22,000,000·Asset-Based Lending·Distribution·ILQ1 '26◆$18,750,000·Construction Bridge·Industrial·TXQ4 '25◆$15,200,000·Recapitalization·Healthcare·PAQ4 '25◆$12,500,000·Senior Secured Term Loan·Manufacturing·TXQ4 '25◆$10,800,000·CRE Acquisition·Office·GAQ4 '25◆$8,400,000·Equipment Refinance·Logistics·OHQ4 '25◆$7,250,000·Growth Capital·Business Services·COQ3 '25◆$6,500,000·Inventory Facility·Consumer·CAQ3 '25◆$5,900,000·CRE Refinance·Retail·AZQ3 '25◆$5,200,000·Acquisition Financing·Industrials·MIQ3 '25◆$4,750,000·Term Loan·Healthcare·NCQ3 '25◆$4,200,000·Equipment Financing·Construction·NVQ3 '25◆
Institutional Private Credit Platform
Private Credit
Solutions
Direct capital solutions for middle-market and large-scale transactions. Structured financing from $100,000 to $500,000,000+.
"Capital, structured with conviction."
Archival · MonographQ2 · MMXXVI
Platform at a Glance
Updated Q2 2026
$0.0B+
Capital Deployed
0+
Transactions Closed
0+
Lending Partners
0
States Covered
0h
Avg. Time to Funding
Referenced In Industry Coverage
BloombergThe Wall Street JournalABF JournalPitchBookPrivate Debt InvestordeBanked
Featured & Referenced In
BloombergPitchBookABF JournalPrivate Debt InvestordeBankedReutersThe Wall Street JournalCommercial ObserverS&P GlobalMergermarketABA Banking JournalReal DealBloombergPitchBookABF JournalPrivate Debt InvestordeBankedReutersThe Wall Street JournalCommercial ObserverS&P GlobalMergermarketABA Banking JournalReal Deal
Sectors We Cover
012 Verticals
- Manufacturing001
- Distribution002
- Healthcare003
- Specialty Finance004
- Commercial Real Estate005
- Logistics006
- Technology007
- Energy008
- Consumer009
- Business Services010
- Multifamily011
- Industrials012
Private Credit Solutions
Get Approved for Institutional Capital
We structure and place transactions with a network of private credit lenders across working capital, asset-based lending, equipment finance, and commercial real estate — optimized for approval, speed, and deal execution.
From $10K to $500MM+ • All financing structures • Nationwide coverage
Asset-Based Lending
Structured facilities backed by receivables, inventory, or equipment.
- Term
- 1 – 5 yr
- Pricing
- SOFR + 350 – 700
- Funded
- 2 – 4 wk
Up to $50,000,000
Equipment Finance
Asset-backed capital for acquisition, refinance, and expansion of essential equipment.
- Term
- 2 – 7 yr
- Pricing
- 7.99% – 18.00%
- Funded
- 3 – 10 d
Up to $5,000,000
Bridge & Special Situations
Short-term capital for transitional, time-sensitive, or opportunistic mandates.
- Term
- 6 – 36 mo
- Pricing
- 9.00% – 13.50%
- Funded
- 10 – 21 d
Up to $250,000,000
Commercial Real Estate
Debt solutions for acquisition, refinance, and ground-up development.
- Term
- 3 – 30 yr
- Pricing
- 6.50% – 11.50%
- Funded
- 3 – 6 wk
Up to $500,000,000
Business Term Loans
Fixed-rate, long-term capital for growth, acquisition, and balance sheet optimization.
- Term
- 1 – 10 yr
- Pricing
- 9.50% – 24.99%
- Funded
- 5 – 10 d
Up to $10,000,000
Working Capital
Working Capital Advance
Revenue-based short-term capital for operating needs.
- Term
- 3 – 24 mo
- Pricing
- 1.15× – 1.49× factor
- Funded
- 24 – 72 h
Up to $2,000,000
Business Line of Credit
Flexible revolving capital, drawn as needed.
- Term
- Revolving
- Pricing
- 10.00% – 30.00% APR
- Funded
- 3 – 7 d
Up to $1,500,000
Invoice Financing
Convert outstanding receivables into immediate working capital.
- Term
- Revolving
- Pricing
- 0.50% – 3.00% / 30d
- Funded
- 3 – 7 d
Up to $5,000,000
Fact Sheet · 001Strategy Matrix
Strategies, side by side.
Nine financing structures across our private credit and lender network. Compare facility size, pricing band, collateral, and closing speed at a glance — then drill in to the structure that fits.
Indicative · As of Q2 2026
Subject to credit review
Strategy
Min
Max
Term
Pricing (Indic.)
Collateral
Use Case
Closing
→Direct Lending
$2,000,000
$500,000,000+
3 – 7 yr
SOFR + 600 – 950
Cash flow / Senior secured
Acquisition · Recap · Growth
3 – 5 wk
Direct Lending
→- Min
- $2,000,000
- Max
- $500,000,000+
- Term
- 3 – 7 yr
- Pricing
- SOFR + 600 – 950
- Closing
- 3 – 5 wk
CollateralCash flow / Senior secured
Use caseAcquisition · Recap · Growth
→Asset-Based Lending
$500,000
$50,000,000
1 – 5 yr
SOFR + 350 – 700
A/R · Inventory · Equipment
Working capital · Turnaround
2 – 4 wk
Asset-Based Lending
→- Min
- $500,000
- Max
- $50,000,000
- Term
- 1 – 5 yr
- Pricing
- SOFR + 350 – 700
- Closing
- 2 – 4 wk
CollateralA/R · Inventory · Equipment
Use caseWorking capital · Turnaround
→Commercial Real Estate
$1,000,000
$500,000,000+
3 – 30 yr
6.50% – 11.50%
Real property
Acquire · Refinance · Develop
3 – 6 wk
Commercial Real Estate
→- Min
- $1,000,000
- Max
- $500,000,000+
- Term
- 3 – 30 yr
- Pricing
- 6.50% – 11.50%
- Closing
- 3 – 6 wk
CollateralReal property
Use caseAcquire · Refinance · Develop
→Bridge Financing
$1,000,000
$250,000,000
6 – 36 mo
9.00% – 13.50%
Real property · Assets
Time-sensitive · Transitional
10 – 21 d
Bridge Financing
→- Min
- $1,000,000
- Max
- $250,000,000
- Term
- 6 – 36 mo
- Pricing
- 9.00% – 13.50%
- Closing
- 10 – 21 d
CollateralReal property · Assets
Use caseTime-sensitive · Transitional
→Equipment Finance
$25,000
$5,000,000
2 – 7 yr
7.99% – 18.00%
Equipment
Purchase · Refinance · Upgrade
3 – 10 d
Equipment Finance
→- Min
- $25,000
- Max
- $5,000,000
- Term
- 2 – 7 yr
- Pricing
- 7.99% – 18.00%
- Closing
- 3 – 10 d
CollateralEquipment
Use casePurchase · Refinance · Upgrade
→Term Loans
$50,000
$10,000,000
1 – 10 yr
9.50% – 24.99%
Cash flow / Mixed
Expansion · Buyout · Debt refi
5 – 10 d
Term Loans
→- Min
- $50,000
- Max
- $10,000,000
- Term
- 1 – 10 yr
- Pricing
- 9.50% – 24.99%
- Closing
- 5 – 10 d
CollateralCash flow / Mixed
Use caseExpansion · Buyout · Debt refi
→Business Line of Credit
$25,000
$1,500,000
Revolving
10.00% – 30.00% APR
Cash flow
Cash flow gaps · Standby capital
3 – 7 d
Business Line of Credit
→- Min
- $25,000
- Max
- $1,500,000
- Term
- Revolving
- Pricing
- 10.00% – 30.00% APR
- Closing
- 3 – 7 d
CollateralCash flow
Use caseCash flow gaps · Standby capital
→Invoice Financing
$25,000
$5,000,000
Revolving
0.50% – 3.00% / 30d
Receivables
B2B receivables · Payroll bridge
3 – 7 d
Invoice Financing
→- Min
- $25,000
- Max
- $5,000,000
- Term
- Revolving
- Pricing
- 0.50% – 3.00% / 30d
- Closing
- 3 – 7 d
CollateralReceivables
Use caseB2B receivables · Payroll bridge
→Working Capital Advance
$25,000
$2,000,000
3 – 24 mo
1.15× – 1.49× factor
Revenue
Inventory · Marketing · Payroll
24 – 72 h
Working Capital Advance
→- Min
- $25,000
- Max
- $2,000,000
- Term
- 3 – 24 mo
- Pricing
- 1.15× – 1.49× factor
- Closing
- 24 – 72 h
CollateralRevenue
Use caseInventory · Marketing · Payroll
Figures indicative. Pricing, advance rates, and final terms determined by lender at the time of credit approval. Summit Private Credit acts as a commercial finance broker.
The Firm
Disciplined capital, delivered with conviction.
Summit Private Credit is a private credit advisory platform structuring and placing institutional and non-bank financing solutions.
We deliver tailored capital across working capital, asset-backed, and structured credit transactions by aligning each opportunity with the most appropriate lending partners.
Why Summit Private Credit
- ◆Institutional underwriting standards
- ◆Flexible structuring across industries
- ◆Direct lender and capital partner network
- ◆Relationship-driven execution
Engagement
Our Process
01
Initial Review
Confidential evaluation of transaction profile and capital needs.
02
Structuring & Underwriting
Disciplined diligence and tailored structuring.
03
Capital Allocation
Commitment from our direct capital and partner network.
04
Closing
Efficient execution led by senior team members.
Live Market Intelligence
Live capital markets coverage.
Current activity, originations, and growth signals across the nine financing products Summit structures and places. Auto-refreshes as new positive coverage publishes.
Headlines aggregated from third-party news sources for informational purposes. Inclusion does not constitute endorsement or investment advice.
Representative Activity
Select transactions
across the platform.
A representative cross-section of recently structured and placed financings — spanning working capital, asset-based, and structured credit mandates.
Size
Structure
Sector
Geo
Period
$48,000,000
Bridge Financing
Multifamily
FL
Q1 '26
$32,500,000
Senior Secured Credit Facility
Specialty Finance
NY
Q1 '26
$22,000,000
Asset-Based Lending
Distribution
IL
Q1 '26
$18,750,000
Construction Bridge
Industrial
TX
Q4 '25
$15,200,000
Recapitalization
Healthcare
PA
Q4 '25
$12,500,000
Senior Secured Term Loan
Manufacturing
TX
Q4 '25
$10,800,000
CRE Acquisition
Office
GA
Q4 '25
$8,400,000
Equipment Refinance
Logistics
OH
Q4 '25
$7,250,000
Growth Capital
Business Services
CO
Q3 '25
$6,500,000
Inventory Facility
Consumer
CA
Q3 '25
$5,900,000
CRE Refinance
Retail
AZ
Q3 '25
$5,200,000
Acquisition Financing
Industrials
MI
Q3 '25
$4,750,000
Term Loan
Healthcare
NC
Q3 '25
$4,200,000
Equipment Financing
Construction
NV
Q3 '25
$3,800,000
Working Capital Facility
Manufacturing
WI
Q3 '25
$3,500,000
Bridge to Permanent
Hospitality
TN
Q2 '25
$3,200,000
Equipment Financing
Logistics
CA
Q2 '25
$2,900,000
Receivables Facility
Staffing
NJ
Q2 '25
$2,500,000
Line of Credit
Distribution
MO
Q2 '25
$2,100,000
Term Loan
Technology
MA
Q2 '25
$1,800,000
Revenue-Based Financing
E-commerce
NY
Q2 '25
$1,650,000
Equipment Refinance
Energy
OK
Q2 '25
$1,400,000
Working Capital Advance
Restaurants
FL
Q2 '25
$1,200,000
Invoice Financing
Trucking
AL
Q1 '25
$950,000
SBA Bridge
Medical
WA
Q1 '25
$850,000
Line of Credit
Specialty Retail
OR
Q1 '25
$720,000
Term Loan
Professional Svcs
VA
Q1 '25
$640,000
Working Capital
Construction
ID
Q1 '25
$540,000
Equipment Financing
Agriculture
IA
Q1 '25
$420,000
Line of Credit
Wholesale
KY
Q1 '25
Representative transactions shown for illustrative purposes only. Anonymized to protect borrower confidentiality. Not indicative of future activity or returns.
Contact
Engage with our team.
Confidential review by our capital team. No obligation.