Real Estate Investor Funding

Capital for investors closing on real property.

Summit Private Credit places hard money, bridge, DSCR, fix-and-flip, transactional, and commercial real estate bridge debt for active investors nationwide. $100K to $50M+, closing in 5 – 21 days.

Summit Private Credit helps real estate investors and buyers access capital for time-sensitive acquisitions, fix-and-flip projects, rental properties, bridge transactions, and commercial real estate opportunities.

Funding options may include hard money loans, fix-and-flip financing, bridge loans, DSCR rental loans, transactional funding, and commercial real estate bridge financing.

Whether purchasing an off-market property, closing on a wholesale deal, refinancing an investment property, or stabilizing a value-add asset, our network can help identify capital options based on the deal structure, collateral, borrower profile, and exit strategy.

Fix & Flip Financing
Hard Money Loans
Bridge Loans
DSCR Rental Loans
Transactional Funding
Commercial Real Estate Bridge Financing

Funding Range

$100K – $50M+

Speed: 5 – 21 Days
Structures: Hard Money · Bridge · DSCR
LTV / LTC: Up to 90% LTC · 75% ARV
Coverage: Nationwide
Recourse: Full · Limited · Non-Recourse

Submit the property details and supporting documents — we'll route to the right capital partner and return indicative terms typically within 24 hours.

Programs

Fix & Flip Financing

Acquisition + rehab capital for active flippers. Funds purchase and 100% of rehab in draws.

Range: $100K – $5M
Speed: 5 – 14 days
Leverage: Up to 90% LTC · 75% ARV

Hard Money Loans

Asset-based short-term debt for time-sensitive acquisitions. Light docs, story-driven underwriting.

Range: $100K – $10M
Speed: 5 – 10 days
Leverage: Up to 75% LTV

Bridge Loans

Transitional debt for value-add, stabilization, or 1031 exchange windows. Interest-only.

Range: $500K – $50M+
Speed: 10 – 21 days
Leverage: Up to 75% LTV

DSCR Rental Loans

Long-term rental property financing underwritten on property cash flow, not personal income.

Range: $100K – $3M
Speed: 21 – 30 days
Leverage: Up to 80% LTV · 0.75+ DSCR

Transactional Funding

Same-day capital for double closes, wholesale assignments, and back-to-back A→B→C deals.

Range: $100K – $10M
Speed: 24 – 48 hours
Leverage: 100% Purchase

CRE Bridge Financing

Bridge debt for multifamily, retail, office, industrial, and hospitality reposition deals.

Range: $1M – $50M+
Speed: 14 – 30 days
Leverage: Up to 75% LTV

Submit Property

Address, transaction type, loan amount, exit strategy.

Indicative Terms

Rate, leverage, fees returned typically within 24 hours.

Diligence

Title, appraisal/BPO, insurance, entity docs, scope review.

Close & Fund

Wire to closing attorney/title. Draws on construction.