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Invoice / Factoring

RTS Financial review.

RTS Financial focuses exclusively on transportation factoring with credit checks on freight brokers built in.

Loan range
Up to $5M
Speed
Same-day funding on approved invoices
APR / Fee
Factoring fee 1.5% – 4.0% per invoice
HQ
Overland Park, KS · est. 1995
Best for

Trucking carriers from owner-operators to fleets.

Watch out for

Recourse structure leaves you on the hook for non-paying brokers.

Pros
  • +Trucking specialization
  • +Built-in broker credit checks
  • +Fuel card integration
Cons
  • –Transportation only
  • –Recourse model
  • –Long-term contract typical
Alternatives to RTS Financial
Triumph Business Capital
$25K – $20M
altLINE (Southern Bank)
$30K – $4M per advance
FundThrough
$15K – $10M per invoice
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