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Equipment

Currency Finance review.

Currency Finance is a digital-first equipment lender with strong integration into online equipment marketplaces.

Loan range
$5K – $500K
Speed
Same-day decisions
APR / Fee
Implicit rate 6% – 24%
HQ
Los Angeles, CA · est. 2013
Best for

Online equipment marketplaces and dealer-driven financing.

Watch out for

Newer than the legacy equipment lessors; check current capacity.

Pros
  • +Fast online application
  • +Marketplace integration
  • +Soft credit pull
Cons
  • –Less established than Crest/Balboa
  • –Limited to equipment
  • –Personal guarantee
Alternatives to Currency Finance
Balboa Capital
$2K – $500K equipment; up to $250K working capital
Crest Capital
$5K – $1M equipment
National Funding
$10K – $500K
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