Summit places capital for trucking & logistics operators across North Carolina — from Charlotte, Raleigh, Greensboro, Durham to secondary markets. Charlotte and the Research Triangle drive strong demand for construction, technology, and middle-market growth capital.
Freight rates move daily, customers pay on 30–90 day terms, and equipment is the business. Summit places equipment financing across new and used Class 8 trucks, trailers, and reefers — and freight factoring lines that advance against your load broker and shipper invoices within hours of delivery.
In North Carolina, trucking & logistics operators concentrated in Charlotte and Raleigh face the same working-capital, equipment, and growth-financing demands seen across our active NC book. Summit underwrites against bank deposits, AR, equipment value, and contract backlog — not just tax returns.
New and used tractor, trailer, and reefer financing. Startup programs for new authorities; 0–20% down typical.
Advance 90–95% against load invoices same-day. Recourse and non-recourse options; fuel card programs available.
Standby capital for fuel surges, unexpected repairs, and growth between settlements.
Same desk. Same execution. Indicative terms within 24 hours.
Begin Pre-Qualification →