Retail & E-commerce operators turn to merchant cash advance when inventory purchase orders and seasonal buys or amazon and shopify growth capital can't wait on a bank timeline. Summit underwrites the sector against time in business, not just two years of clean returns.
Same-day capital sized to Shopify, Amazon, Stripe, and POS revenue. Approval in hours.
For retail & e-commerce merchant cash advance placements, expect advance size of $25K – $2M, factor rate of 1.15× – 1.49×, term of 3 – 18 Months. Qualification typically requires time in business 6+ Months and monthly revenue $15,000+.
Same-day capital sized to Shopify, Amazon, Stripe, and POS revenue. Approval in hours.
Most retail & e-commerce merchant cash advance placements close in 24 – 72 hours. Summit's desk routes the file to the lenders most active in this sector.
Last 3 – 6 months of business bank statements. Completed one-page application. Valid government-issued ID for the owner.
Initial review is a soft pull. A hard inquiry only happens after you select an offer and proceed to closing.
Indicative terms within 24 hours. No hard credit pull.
Begin Pre-Qualification →