Summit places capital for retail & e-commerce operators across Maryland — from Baltimore, Annapolis, Frederick, Rockville to secondary markets. Maryland GovCon and healthcare firms commonly use AR financing and bridge capital tied to federal payment cycles.
Retail and e-commerce operators move on inventory turns and marketing spend. Summit places capital with lenders that underwrite Shopify, Amazon, Stripe, and POS deposit data — sizing facilities to platform revenue rather than relying solely on tax returns and credit.
In Maryland, retail & e-commerce operators concentrated in Baltimore and Annapolis face the same working-capital, equipment, and growth-financing demands seen across our active MD book. Summit underwrites against bank deposits, AR, equipment value, and contract backlog — not just tax returns.
Revolving capital for inventory and marketing. Draw before peaks, repay as sales convert.
Same-day capital sized to Shopify, Amazon, Stripe, and POS revenue. Approval in hours.
Borrowing base against inventory and receivables. Scales as the business scales.
Same desk. Same execution. Indicative terms within 24 hours.
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