Medical & Healthcare Financing in California.
Summit places capital for medical & healthcare operators across California — from Los Angeles, San Francisco, San Diego, Sacramento, San Jose to secondary markets. California is the largest small-business market in the U.S. — Summit places capital with state-licensed lenders that operate under California Financing Law (CFL) requirements.
Medical & Healthcare capital, California execution.
Medical, dental, veterinary, and outpatient practices have stable cash flow but unique capital needs: high-cost equipment, build-out, partner buyouts, and insurance receivables. Summit places financing with healthcare-specialty lenders that recognize physician income strength and underwrite accordingly — including 100% financing on practice acquisitions for qualified buyers.
In California, medical & healthcare operators concentrated in Los Angeles and San Francisco face the same working-capital, equipment, and growth-financing demands seen across our active CA book. Summit underwrites against bank deposits, AR, equipment value, and contract backlog — not just tax returns.
100% financing on medical and dental equipment with deferred-payment programs and terms up to 84 months.
Practice acquisition, partner buyout, and expansion loans. SBA 7(a) and conventional structures up to $10M.
Working capital against insurance receivables for payroll, supplies, and growth.
How CA medical & healthcare operators deploy capital.
- ◆Practice acquisition and partner buy-in/buyout
- ◆Medical, dental, imaging, and surgical equipment
- ◆Office build-out, expansion, and second locations
- ◆Insurance AR financing and working capital
- ◆Refinance of higher-cost or short-term practice debt
Fund your California medical & healthcare operation.
Same desk. Same execution. Indicative terms within 24 hours.
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