Construction Financing in Florida.
Summit places capital for construction operators across Florida — from Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale to secondary markets. Florida is one of Summit's highest-volume markets — hospitality, construction, and trucking operators benefit from a deep lender bench familiar with seasonal and storm-driven revenue patterns.
Construction capital, Florida execution.
Construction operators carry uneven cash flow by design: progress billing, retainage, and material-cost spikes create funding gaps that traditional banks rarely address with speed. Summit places capital with lenders who underwrite contract backlog, equipment value, and project-level economics — not just two years of clean tax returns.
In Florida, construction operators concentrated in Miami and Orlando face the same working-capital, equipment, and growth-financing demands seen across our active FL book. Summit underwrites against bank deposits, AR, equipment value, and contract backlog — not just tax returns.
Finance excavators, trucks, attachments, and trailers with the equipment as collateral. Up to 100% financing including soft costs.
Advance against unpaid progress invoices and retainage. Same-day liquidity against creditworthy GCs and owners.
Standby revolving capital for payroll, materials, and project mobilization between draws.
How FL construction operators deploy capital.
- ◆Mobilization capital for newly awarded contracts
- ◆Heavy equipment purchases and fleet upgrades
- ◆Bridging retainage and AR collection cycles
- ◆Payroll and material costs ahead of progress draws
- ◆Refinancing high-cost short-term advances
Fund your Florida construction operation.
Same desk. Same execution. Indicative terms within 24 hours.
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